Deposit

VND Term Deposit Account

Your money can earn you profits while you are resting!


1. Introduction 

With flexible and diversified term, as well as competitive interest rate, the service of  VND Term Deposit Account at DongA Bank will earn your attractive profits beyond your expectation .


2. Utilities

  • Managing and protecting assets in VND for customers
  • Deposit account with attractive interest rate

3. Benefits

  • Can be used as a guarantee of financial ability for customers or their relatives when study overseas or travel abroad...
  • Customers can use deposit account as:
    • A guarantee for loan and overdraft facility at DongA bank.
    • An account to receive transfer (domestic and international)
    • Customer can receive earned interest from deposit account via DongA Bank Multi-functional card.  
  • Checking account balance through Internet Banking.
  • Authorizing others to receive money or deposit money on behalf of customer ( applicable from second transaction of that deposit account onwards ) .
  • Opening Co-ownership savings book : Savings book co-signed by 02 individuals or more
  • Customers can open deposit account in one branch and make transactions in any other branches of DongA Bank. 


4. Fees and Interest rate

  • Deposit and withdrawal fees: free of charge
  • Current interest rate of DongA Bank.

5. Eligible ustomers

Vietnam citizens, Oversea Vietnamese or foreigners from 18 years old onwards, with resident time in Vietnam from 12 months or more, having sufficient legal and civil behavior capability and other individuals as regulated by  DongA Bank.


6. Product features

  • Category of currency: Vietnam dong
  • Deposit term: 01, 02, 03 weeks; 01, 02, 03, 04, 05, 06, 07, 08, 09, 10, 11, 12, 13, 18, 24 and 36 months
  • Fixed interest rate throughout the deposit period. 
  • Interest payment: Monthly/Quarterly/ Term- end
  • Minimal balance for account maintaining: 200,000 dong
  • Regulations on premature deposit withdrawal: As specified by Dong A Bank's  regulations at the point in time
     
    • For term deposit account with monthly interest withdrawal: The differences between the actual interest at withdrawal time and the monthly interest received in previous months will be recovered by deducting into the original deposit amount .
  • Other regulations:
    • For term deposit account of monthly interest withdrawal, if interest is not withdrawn monthly, it will be in pending status until the due date.
    • In due date, if customers do not withdraw the interest, it will be added into original deposit amount and carried forward as deposit money. Deposit term will be registered term and interest rate will be current interest rate . At due date time, if DongA Bank has cancelled the deposit term that customer originally registered, total principal and interest amount will benefit from interest rate of the preceding adjacent term.

7.Registration

Fill in Deposit slip (as per DongA Bank sample), personal papers (ID, Passport).

8. Contacts:

For enquiries or further instructions, please contact:

 


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