Loan

Housing Loan

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1. Introduction:

You can turn your dream house into reality. With DongA Bank's effective financial solution Housing Loan with flexible credit limit,  your dream will quickly come true. You can now pay for your dream house and at the same time, still being able to pro-actively manage your family's finance.


2. Product description 

  • Credit limit: Depending on demand and debt payment capability, maximum 70% of demand for loan use.
  • Type of currency: VND
  • Interest rate: According to current regulations by DongA Bank
  • Loan term: Maximum 10 years.
  • Method of debt payment: Periodic payment of principal, monthly payment of interest relative to account outstanding.

3. Subjects and conditions for loan borrowing
  • Vietnamese citizen, having Family record book/KT3, residing in the same area as DongA Bank.
  • Having demand for loan, appropriate with regulations by DongA Bank.
  • Having no overdue debt at any credit institution.
  • Having backing assets: assets of the borrower or the guarantee relative.

4. Eligible customers and application conditions
  • Loan application form (according to form of DongA Bank).
  • Copy of ID card & Family record book/KT3 of the individual borrower.
  • Interpretation of loan use purpose, explanation for individual's loan use.
  • Documents relating to loan use: House sale and purchase contract.
  • Income confirmation: Pay-roll for civil servant (certified by the unit leader or Certificate of business registration + tax payment receipts etc for free customers).
  • Copies of documents relating to mortgage assets.

5. Contacts:

For enquiries or further instructions, please contact:
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