House Construction and Renovation Loan
HTML clipboard
1. Introduction
When you are in need of funding to
construct, repair or decorate your house, House
Construction and Renovation Loan provided by DongA
Bank is your answer. With flexible credit limit and loan repayment
time, as well as competitive interest rate, your dream house will
come true sooner.
2. Description of product
- Credit limit: Depending on demand and debt payment capacity
of Customer
- Currency: VND
- Interest rate: As provided by DongA Bank from time to time.
- Loan term:
- Construction loan: Maximum 10 years
- Renovation loan: Maximum 5 years
- Loan payment method: Periodic payment of principal, monthly
payment of interest relative to the balance.
3. Eligible customers and application conditions
- Vietnamese individual, having Family record book/KT3 and to
be resided in the same area as DongA Bank;
- Having demand of loan, appropriate with regulations by DongA
Bank.
- Having no overdue debt at any credit institution.
- Collateral security: Assets of the borrower or the
guarantee's relative.
4. PLoan application procedure
- Loan application form (according to DongA Bank).
- Copy of ID card & Family record book/KT3 of the individual
borrower.
- Interpretation of loan use purpose, explanation for loan of
the individual.
- Documents relating to loan use: Tender delivery and receipt
contract, construction cost estimate.
- Confirmation of income: Pay-roll for employees of
state-owned/private comapnies (certified by the organization
manager) or Certificate of business registration + tax payment
receipt for freelancers and entrepreneurs
- Copies of documents relating to mortgage assets.
5. Contacts:
For
enquiries or further
instructions, please contact:
|
