Installment Consumption Loan
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1. Introduction:
DongA Bank's monthly installment consumption loan,
which requires no collateral security is a helpful assistant to
customers with daily un-anticipated consumption needs.
2. Description of product:
- Credit limit: Maximum 10 months of salary but not over 50
million dong
- Type of currency: VND
- Interest rate: According to current regulations by Dong A
Bank
- Loan term: Maximum 60 months
- Loan payment: Monthly installment (gross interest)
- Loan type: Completely credit. No collateral security needed.
3. Eligible customers and application conditions
- Employees of companies with collaboration contract with
DongA Bank
- Having family record book/KT3 in the same area with DongA
Bank
- Having stable income level, and the amount monthly installment
will
not be more than 50% of total income.
- Loan term must not exceed the remaining period of Labor Contract
- Borrower must have no loan balance under form of salary deduction
with his/her company.
- Company's staff who was authorized to sign the collaboration
contract.
- Every month, the company must agree to deduct the borrower's salary to
debit into DongA Bank's account.
4. Loan application procedure
- Application form certified by company's management (DongA Bank's
sample ).
- Copy of ID card/passport & Family record book/KT3 of the
borrower.
- Certification of the borrower's salary from Management Board
of Directors.
- Payroll of the 3 latest months .
- The company must collect from 5 loan applications onwards
- Collaboration Contract signed by DongA Bank and the company.
5. Contacts:
For enquiries or further instructions, please contact:
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