Housing Loan
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1. Introduction:
You can turn your dream house into reality. With
DongA Bank's effective financial solution Housing Loan with flexible credit limit, your dream
will quickly come true. You can now pay for your dream house and at
the same time, still being able to pro-actively manage your family's
finance.
2. Product description
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Credit limit: Depending on demand and debt
payment capability, maximum 70% of demand for loan use.
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Type of currency: VND
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Interest rate: According to current
regulations by DongA Bank
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Loan term: Maximum 10 years.
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Method of debt payment: Periodic
payment of principal, monthly payment of interest relative to
account outstanding.
3. Subjects and conditions for loan borrowing
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Vietnamese citizen, having
Family record book/KT3, residing in the same area as DongA Bank.
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Having demand for loan,
appropriate
with regulations by DongA Bank.
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Having no overdue debt at any
credit institution.
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Having backing assets: assets of
the borrower or the guarantee relative.
4. Eligible customers and application conditions
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Loan application form (according
to form of DongA
Bank).
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Copy of ID card & Family record
book/KT3 of the individual borrower.
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Interpretation of loan use
purpose, explanation for individual's loan use.
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Documents relating to loan use:
House sale and purchase contract.
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Income confirmation: Pay-roll
for civil servant (certified by the unit leader or
Certificate of business registration + tax payment receipts etc for
free customers).
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Copies of documents relating to
mortgage assets.
5. Contacts:
For
enquiries or further
instructions, please contact:
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